Florida Car Insurance Explained

By | Blog | No Comments

There are seven basic kinds of car insurance in Florida: 1) personal injury protection (PIP), 2) property damage liability (PD), 3) bodily injury liability (BI), 4) uninsured motorist (UM), 5) medical payments coverage, 6) collision coverage, and 7) comprehensive coverage.  Each kind of insurance is designed to cover different things.  PIP, bodily injury liability, uninsured motorist, and medical payments coverage are designed to pay for injuries and lost wages.  PD, collision, and comprehensive are designed to pay for damage to property.  Only PIP and PD are required by Florida law. Personal injury protection (PIP) insurance is designed to pay for personal…

Read More

Palm Harbor Motorcycle Accident

By | Pinellas County Accidents | No Comments

August 18, 2013 – Anthony Riolo was seriously injured when his motorcycle collided with a van driven by Donald Hutwelker on County Road 1 at the intersection of Wexford Drive.  Hutwelker purportedly was making a left turn from southbound County Road 1 onto Wexford Drive while Riolo was northbound on County Road 1.  Velma McShane was a passenger in Hutwelker’s van and was also seriously injured.  Florida Statute 316.122, titled “Vehicle turning left,” states that “The driver of a vehicle intending to turn to the left within an intersection or into an alley, private road, or driveway shall yield the…

Read More

Seminole Motorcycle Fatality

By | Pinellas County Accidents | No Comments

On August 3, 2013, Justin Johnson was killed when his motorcycle crashed into the side of a truck driven by Robert Sterner on Bay Pines Blvd.   Johnson was headed eastbound when Sterner attempted to make a left turn from westbound Bay Pines Blvd into the War Veterans Memorial Park.  Florida Statute 316.122, titled “Vehicle turning left,” states that “the driver of a vehicle intending to turn to the left within an intersection or into an alley, private road, or driveway shall yield the right-of-way to any vehicle approaching from the opposite direction . . . which is within the…

Read More